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business_current_account.json
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business_current_account.json
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{
"title": "Business current account",
"description": "Business current account",
"type": "object",
"properties": {
"Organisation": {
"description": "Organisation",
"type": "object",
"properties": {
"ParentOrganisation": {
"description": "Parent organisation",
"type": "object",
"properties": {
"LEI": {
"description": "The LEI ID of the organisation",
"type": "string",
"pattern": "^[A-Z0-9]{18,18}[0-9]{2,2}$"
},
"BIC": {
"description": "The BIC from the organisation",
"type": "string",
"pattern": "[A-Z]{6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3})?"
},
"OrganisationName": {
"description": "Organisation Name",
"type": "object",
"properties": {
"LegalName": {
"description": "Legal Name of the organisation",
"type": "string",
"minLength": 1,
"maxLength": 35
}
},
"required": ["LegalName"],
"additionalProperties": false
}
},
"required": ["OrganisationName"],
"additionalProperties": false
},
"Brand": {
"description": "Brand",
"type": "object",
"properties": {
"TrademarkIPOCode": {
"description": "The Intellectual Property Office (IPO) is the official body responsible for intellectual property (IP) rights including patents, designs, trademarks and copyright. (Code: UK or EU only)",
"type": "string",
"enum": ["UK", "EU"]
},
"TrademarkID": {
"description": "The trademark number that has been registered with the Intellectual Property Office. Note: The 2 letter IPO prefix should be omitted",
"type": "string",
"minLength": 1,
"maxLength": 35
}
},
"required": ["TrademarkIPOCode", "TrademarkID"],
"additionalProperties": false
}
},
"required": ["ParentOrganisation", "Brand"],
"additionalProperties": false
},
"ProductType": {
"description": "Descriptive code for the product category",
"type": "string",
"enum": ["BCA"]
},
"ProductName": {
"description": "The name of the product used for marketing purposes from a customer perspective. i.e. what the customer would recognise",
"type": "string"
},
"ProductSegment": {
"type": "array",
"items": {
"description": "Marketing or industry segment that the product is designed for",
"type": "string",
"enum": ["Basic", "Business", "General", "Graduate", "International", "Packaged", "Personal", "Premium", "Reward", "SME", "Student", "YoungAdult", "Youth"]
},
"minItems": 1
},
"InternationalPaymentsSupported": {
"description": "Indicates that the account supports international payments",
"type": "boolean"
},
"ProductIdentifier": {
"description": "Identifier within the parent organisation for the product. Must be unique in the organisation",
"type": "string"
},
"CardWithdrawalLimit": {
"description": "The daily Limit that a customer can get via the ATM. This describes the default limit rather than the maximum",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"ProductDescription": {
"description": "Description of the product provided by the parent organisation",
"type": "string"
},
"TsandCs": {
"description": "URL provided by the parent organisation which redirects to the current T&Cs",
"type": "array",
"items": {
"type": "string"
},
"minItems": 1
},
"AccessChannels": {
"description": "Ways to interact with the bank when managing account",
"type": "array",
"items": {
"description": "Channel",
"type": "string",
"enum": ["ATM", "Branch", "BusinessCommercialCentre", "CallCentre", "MobileApps", "MobileBanking", "Online", "Phone", "Post", "PostOffice", "RelationshipManager", "Text"]
},
"minItems": 1
},
"CardType": {
"description": "Card Type available",
"type": "array",
"items": {
"description": "Indicates the card scheme",
"type": "string",
"enum": ["BasicCard", "BusinessQuickLodgeCard", "Cashcard", "ContactlessCashcard", "ContactlessDebitMastercard", "ContactlessDebitVisa", "DebitMastercard", "VisaDebit", "DepositCard", "OperatorCard", "POCACard"]
},
"minItems": 1
},
"Contactless": {
"description": "Does the card issued have contactless facility",
"type": "boolean"
},
"MobileWallet": {
"description": "Mobile wallet supported by this product. A mobile wallet being any electronic device that allows an individual to make electronic commerce transactions",
"type": "array",
"items": {
"description": "Mobile wallet supported by this product. A mobile wallet being any electronic device that allows an individual to make electronic commerce transactions",
"type": "string",
"enum": ["AndroidPay", "ApplePay", "IssuerMobileApp", "MobileBankingApp", "Other", "PayM", "SamsungPay", "VodafoneWallet"]
}
},
"CardNotes": {
"description": "Optional additional notes to supplement the card details",
"type": "string"
},
"ChequeBookAvailable": {
"description": "Can a chequebook be issued",
"type": "boolean"
},
"CreditScoringPartOfAccountOpeningForGettingAnAccount": {
"description": "Indicates whether a credit check performed on an inquiry to open an account is submitted",
"type": "boolean"
},
"CreditScoringPartOfAccountOpeningIsAHardOrSoftCreditScore": {
"description": "Describes the type of credit scoring",
"type": "array",
"items": {
"description": "Indicates the type of scoring",
"type": "string",
"enum": ["Hard", "Soft"]
}
},
"CreditScoringPartOfAccountOpeningText": {
"description": "Details on the specific credit scoring",
"type": "string"
},
"CreditScoringPartOfAccountOpeningForIDVerification": {
"description": "Indicates whether a credit check is used to check the address of a potential new account holder",
"type": "boolean"
},
"CreditScoringPartOfAccountOpeningIDVerificationIsAHardOrSoftCreditScore": {
"type": "array",
"items": {
"description": "Indicates the type of scoring",
"type": "string",
"enum": ["Hard", "Soft"]
}
},
"CreditScoringPartOfAccountOpeningIDVerificationText": {
"description": "Details on the specific credit scoring",
"type": "array",
"items": {
"type": "string"
}
},
"MaximumMonthlyCharge": {
"description": "The maximum Relevant Charges that could accrue",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"ProductURL": {
"description": "URL provided by the organisation which redirects to the product (on live products only). There might be more than one product at a given URL",
"type": "array",
"items": {
"type": "string",
"format": "uri"
},
"minItems": 1
},
"Currency": {
"description": "Currency of the Account. Default to GBP at present",
"type": "array",
"items": {
"description": "Active or Historic Currency Code",
"type": "string",
"pattern": "[A-Z]{3}"
},
"minItems": 1
},
"OverdraftOffered": {
"description": "Indicates whether an overdraft offered for this account",
"type": "boolean"
},
"Feature": {
"type": "array",
"items": {
"description": "Account Features",
"type": "object",
"properties": {
"ExistingFeature": {
"description": "Indicates whether the account has any feature",
"type": "boolean"
},
"ProductState": {
"description": "Describes if the offering is promotional or a description of a future state.",
"type": "string",
"enum": ["FutureMultipleTerms", "Promotional", "Regular"]
},
"StartPromotionOrFutureTerms": {
"description": "Describes the start date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"StopPromotionOrFutureTerms": {
"description": "Describes the end date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"LengthPromotionalInDays": {
"description": "Describes the length if only a duration is given instead of a date",
"type": "integer"
},
"DateOfChange": {
"description": "Date of the change if it refers to future terms",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"FeatureDetails": {
"description": "Feature details",
"type": "array",
"items": {
"description": "Feature Details",
"type": "object",
"properties": {
"FeatureSubType": {
"description": "",
"type": "string",
"enum": ["FutureMultipleTerms", "Promotional", "Regular"]
},
"StartPromotionOrFutureTerms": {
"description": "Describes the start date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"StopPromotionOrFutureTerms": {
"description": "Describes the end date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"LengthPromotionalInDays": {
"description": "Describes the length if only a duration is given instead of a date",
"type": "integer"
},
"DateOfChange": {
"description": "Date of the change if it refers to future terms",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"FeatureType": {
"description": "Type that represents the nature of the feature",
"type": "string"
},
"FeatureName": {
"description": "The name of the feature",
"type": "string"
},
"FeatureDescription": {
"description": "A textual explanation of what the feature",
"type": "string"
},
"FeatureValue": {
"description": "The value or values permissible for a specific feature for an individual product representing a product characteristic",
"type": "string"
},
"CriteriaType": {
"description": "Criteria that is required in order to be eligible for the feature",
"type": "string"
}
}
}
}
},
"required": ["ExistingFeature"]
}
},
"CAPricing": {
"type": "array",
"items": {
"description": "Card Price",
"type": "object",
"properties": {
"ProductState": {
"description": "Describes if the offering is promotional or a description of a future state.",
"type": "string",
"enum": ["FutureMultipleTerms", "Promotional", "Regular"]
},
"CAPricingItem": {
"description": "Card Pricing",
"type": "object",
"properties": {
"StartPromotionOrFutureTerms": {
"description": "Describes the start date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"StopPromotionOrFutureTerms": {
"description": "Describes the end date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"LengthPromotionalInDays": {
"description": "Describes the length if only a duration is given instead of a date",
"type": "integer"
},
"DateOfChange": {
"description": "Date of the change if it refers to future terms",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"ExchangeRateAdjustment": {
"description": "The margin added, by certain card issuers, to the scheme rate in order to arrive at the exchange rate qouted as the reference exchange rate to the cardholder",
"type": "string",
"pattern": "^-?\\d{1,3}\\.\\d{1,4}$"
}
},
"additionalProperties": false
}
},
"required": ["ProductState", "CAPricingItem"],
"additionalProperties": false
},
"minItems": 1
},
"Eligibility": {
"description": "Eligibility",
"type": "object",
"properties": {
"AgeRestricted": {
"description": "Indicates a customer's age is part of eligibility criteria",
"type": "boolean"
},
"MinimumAge": {
"description": "Minimum age, in years, required to hold an account",
"type": "integer"
},
"MaximumAge": {
"description": "Maximum age, in years, allowed to hold the account",
"type": "integer"
},
"MaximumAgeToOpen": {
"description": "Maximum age, in years, to open an account",
"type": "integer"
},
"OtherFinancialHoldingRequired": {
"description": "Indicates that it is necessary to hold another product with the bank in order to be eligible for this product or feature",
"type": "boolean"
},
"Description": {
"description": "One paragraph detailing the eligibility",
"type": "string"
},
"IncomeTurnoverRelated": {
"description": "Indicates if eligibility linked to income",
"type": "boolean"
},
"SingleJointIncome": {
"description": "Minimum Income Source. For certain products a minimum income is required. This can be mandated as to the single income or to a joint income. This field describes this",
"type": "string",
"enum": ["Joint", "SoleIncome", "SoleOrJoint", "Turnover"]
},
"MinimumIncomeTurnoverAmount": {
"description": "Minimum income / Turnover required to hold the product",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"MinimumIncomeTurnoverCurrency": {
"description": "Minimum income / Turnover Currency",
"type": "string",
"pattern": "[A-Z]{3}"
},
"IncomeCondition": {
"description": "Stipulates any particular definition of income that applies to the income eligibility and/or method by which income must paid into the account (eg Salary DD)",
"type": "string"
},
"MinIncomeTurnoverPaidIntoAccount": {
"description": "Minimum Income Amount required to paid into the account",
"type": "integer"
},
"MinimumIncomeFrequency": {
"description": "The frequency that the minimum mentioned before is deposited in the account. Yearly is very important for premium accounts",
"type": "string",
"enum": ["AcademicTerm", "HalfYearly", "Monthly", "Quarterly", "Weekly", "Yearly"]
},
"AnnualBusinessTurnover": {
"description": "Annual Business Turnover",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"AnnualBusinessTurnoverCurrency": {
"description": "Annual Business Turnover Currency",
"type": "string",
"pattern": "[A-Z]{3}"
},
"ResidencyRestricted": {
"description": "Indicates a customer's residency forms part of the eligibility criteria",
"type": "boolean"
},
"ResidencyRestrictedRegion": {
"description": "Indicates a customer must be current resident of a geographic area/country",
"type": "string",
"enum": ["UK", "EEA", "EU", "EFTA", "GB - ENG", "GB - NIR", "GB - SCT", "GB - WLS", "IRL"]
},
"MaxNumberOfAccounts": {
"description": "Maximum number of the same prodcut the customer may hold",
"type": "string"
},
"ThirdSectorOrganisations": {
"description": "Is the product available to operate as a Clubs or Societies account?",
"type": "boolean"
},
"MinimumDeposit": {
"description": "A minimum deposit required to hold this account",
"type": "boolean"
},
"OpeningDepositMinimum": {
"description": "Minimum Amount to be held on account",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"OpeningDepositMinimumCurrency": {
"description": "The currency of the Minimum Amount to be depositing at opening",
"type": "string",
"pattern": "[A-Z]{3}"
},
"MinimumOperatingBalanceExists": {
"description": "Is there a Minimum Operating Balance?",
"type": "boolean"
},
"MinimumOperatingBalance": {
"description": "Minimum Operating Balance",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"MinimumOperatingBalanceCurrency": {
"description": "Minimum Operating Balance currency",
"type": "string",
"pattern": "[A-Z]{3}"
},
"MaximumOpeningAmount": {
"description": "A maximum amount to be deposited at opening",
"type": "boolean"
},
"OpeningDepositMaximumAmount": {
"description": "Maximum Amount to be depositing at opening",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"OpeningDepositMaximumCurrency": {
"description": "The currency of the Minimum Amount to be depositing at opening",
"type": "string",
"pattern": "[A-Z]{3}"
},
"EligibilityName": {
"description": "Free text description, denotes non standard eligibilities not included in the code list",
"type": "string"
},
"EligibilityType": {
"description": "Eligibility type",
"type": "string",
"enum": ["AnyBusinessCustomer", "BusinessOnly", "CreditCard", "CreditScoring", "EmailAddress", "ExistingCustomers", "IdAndV", "Mortgage", "NoArrearsOnLoan", "NoCustomerInArrears", "NoOverOverdraftThirtyDays", "NoSoleUkAccountOrBankrupt", "NTB", "NTBBusiness", "SoleStudentAccount", "SoleUkAccount", "StudentsOnly", "TwoMonthsOfCourseStart", "UCASFulltimeTwoYears"]
},
"EligibilityNotes": {
"description": "Optional additional notes to supplement the eligibility conditions. Only used for very specific conditions",
"type": "string"
},
"PreviousBankruptcy": {
"description": "Describes if a previous bankruptcy / insolvency disqualfies for this account Details in ELI-280",
"type": "boolean"
},
"MarketingEligibility": {
"type": "array",
"items": {
"description": "Specific eligibility for marketing",
"type": "string",
"enum": ["ExistingCustomers", "NewCustomersOnly", "SwitchersOnly", "StartUp"]
},
"uniqueItems": true
}
},
"required": ["AgeRestricted", "OtherFinancialHoldingRequired", "Description", "IncomeTurnoverRelated", "ResidencyRestricted", "ThirdSectorOrganisations", "PreviousBankruptcy"],
"additionalProperties": false
},
"CreditInterest": {
"description": "Credit Interest",
"type": "object",
"properties": {
"CreditCharged": {
"description": "Is credit paid to the account. The answer will be the condition of all other fields to be filled",
"type": "boolean"
},
"CreditInterestGroup": {
"type": "array",
"items": {
"description": "Credit Interest Group",
"type": "object",
"properties": {
"InterestTierSubType": {
"description": "Describes if the offering is promotional, regular or a description of a future state",
"type": "string",
"enum": ["FutureMultipleTerms", "Promotional", "Regular"]
},
"CreditInterestItem": {
"description": "Credit Interest item",
"type": "object",
"properties": {
"StartPromotionOrFutureTerms": {
"description": "Describes the start date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"StopPromotionOrFutureTerms": {
"description": "Describes the end date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"LengthPromotionalInDays": {
"description": "Describes the length if only a duration is given instead of a date",
"type": "integer"
},
"DateOfChange": {
"description": "Date of the change if it refers to future terms",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"StartDate": {
"description": "If interest is charged on a specific date range as start date (often used for promotion)",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"EndDate": {
"description": "If interest is charged on a specific date range as end date (often used for promotion)",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"CalculationFrequency": {
"description": "How often is interest applied to account",
"type": "string",
"enum": ["Daily", "Weekly", "Monthly", "Quarterly", "Half-Yearly", "Yearly", "Overnight"]
},
"PaymentMethod": {
"description": "Credit Interest Payment Method Code",
"type": "string",
"enum": ["Compound", "PayAway", "SelfCredit", "SimpleInterest"]
},
"InterestRateType": {
"description": "Credit Interest Payment Rate Type",
"type": "string",
"enum": ["Fixed", "Variable"]
},
"FixedInterestLength": {
"description": "Fixed interest length in days",
"type": "integer"
},
"CalculationMethod": {
"description": "Method for interest calculation",
"type": "string",
"enum": ["Banded", "Tiered", "Whole"]
},
"InterestTiers": {
"type": "array",
"items": {
"description": "Credit Interest Tiers",
"type": "object",
"properties": {
"InterestTier": {
"description": "Identifier for the tier",
"type": "string"
},
"TierValueMinimum": {
"description": "Lower value of interest tier",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"DailyChargeForMinimum": {
"description": "Special charge on tiered overdraft",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"TierValueMaximum": {
"description": "Max Value of interst tier",
"type": "string",
"minLength": 1,
"maxLength": 15
},
"DailyChargeForMaximum": {
"description": "Special charge on tiered overdraft",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"Rate": {
"description": "Rate being paid by the bank (gross)",
"type": "string",
"pattern": "^-?\\d{1,3}\\.\\d{1,4}$"
},
"RateComparisonType": {
"description": "Rate Comparison Type",
"type": "string",
"enum": ["APR", "AER", "Gross", "Net", "RepApr"]
},
"APRAERRate": {
"description": "AER or APR Rate for comparison",
"type": "string",
"pattern": "^-?\\d{1,3}\\.\\d{1,4}$"
}
},
"additionalProperties": false
}
},
"InterestNotes": {
"description": "Additional notes to supplement the interest details",
"type": "string"
}
},
"additionalProperties": false
}
},
"required": ["CreditInterestItem"],
"additionalProperties": false
}
}
},
"required": ["CreditCharged"],
"additionalProperties": false
},
"Overdraft": {
"type": "array",
"items": {
"description": "Overdraft",
"type": "object",
"properties": {
"OverdraftProductState": {
"description": "Describes if the offering is promotional or a description of a future state.",
"type": "string",
"enum": ["FutureMultipleTerms", "Promotional", "Regular"]
},
"StartPromotionOrFutureTerms": {
"description": "Describes the start date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"StopPromotionOrFutureTerms": {
"description": "Describes the end date",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"LengthPromotionalInDays": {
"description": "Describes the length if only a duration is given instead of a date",
"type": "integer"
},
"DateOfChange": {
"description": "Date of the change if it refers to future terms",
"type": "string",
"pattern": "^[0-9]{4}-(0[1-9]|(1[0|1|2]))-((0[1-9])|((1|2)[0-9])|(30|31))$"
},
"OverdraftTierBandSet": {
"description": "Overdraft Tier Band Set",
"type": "array",
"items": {
"description": "Tier Bandset",
"type": "object",
"properties": {
"CMADefinedIndicator": {
"description": "describes that the tiers and bands are set by the CMA order, as opposed to be set by the banks",
"type": "boolean"
},
"ArrangementType": {
"description": "Defines the arrangement of the overdraft",
"type": "string",
"enum": ["Unarranged", "Arranged", "Other"]
},
"ArrangementOtherType": {
"description": "Other Code Type",
"type": "object",
"properties": {
"Code": {
"description": "Code mnemonic for 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 4,
"maxLength": 4
},
"Name": {
"description": "Name of 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 1,
"maxLength": 256
},
"Description": {
"description": "Description for 'Other' code set value applicable to specified attribute",
"type": "string"
}
},
"additionalProperties": false
},
"TierBandSetIdentification": {
"description": "Identification of the set of tiers or bands",
"type": "string"
},
"EAR": {
"description": "EAR of the Overdraft Set",
"type": "string",
"pattern": "^-?\\d{1,3}\\.\\d{1,4}$"
},
"FeesAndCharges": {
"description": "Type of fee or charge",
"type": "array",
"items": {
"description": "Overdraft Fees Charges",
"type": "object",
"properties": {
"FeeChargeType": {
"description": "Type of fee or charge",
"type": "string",
"enum": ["Periodic", "Minimum", "Maximum", "Setup", "Review", "Renewal", "MinimumSetup", "MaximumSetup", "Total", "Item", "EmergencyLending", "Other"]
},
"FeeChargeOtherType": {
"description": "Other Code Type",
"type": "object",
"properties": {
"Code": {
"description": "Code mnemonic for 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 4,
"maxLength": 4
},
"Name": {
"description": "Name of 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 1,
"maxLength": 256
},
"Description": {
"description": "Description for 'Other' code set value applicable to specified attribute",
"type": "string"
}
},
"additionalProperties": false
},
"FeeChargeAmount": {
"description": "Charge applied to tier",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"FeeChargeRate": {
"description": "Fee charge rate applied to tier",
"type": "string",
"pattern": "^-?\\d{1,3}\\.\\d{1,4}$"
},
"FeeChargeRateType": {
"description": "Rate type other than EAR",
"type": "string",
"enum": ["Gross", "Net", "Other"]
},
"FeeChargeRateOtherType": {
"description": "Other Code Type",
"type": "object",
"properties": {
"Code": {
"description": "Code mnemonic for 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 4,
"maxLength": 4
},
"Name": {
"description": "Name of 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 1,
"maxLength": 256
},
"Description": {
"description": "Description for 'Other' code set value applicable to specified attribute",
"type": "string"
}
},
"additionalProperties": false
},
"FeeChargeApplicationFrequency": {
"description": "Frequency with which the rate, or amount is charged",
"type": "string",
"enum": ["AcademicTerm", "Daily", "Weekly", "Monthly", "Quarterly", "Half-Yearly", "Yearly", "Overnight", "Other"]
},
"FeeChargeOtherApplicationFrequency": {
"description": "Other Code Type",
"type": "object",
"properties": {
"Code": {
"description": "Code mnemonic for 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 4,
"maxLength": 4
},
"Name": {
"description": "Name of 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 1,
"maxLength": 256
},
"Description": {
"description": "Description for 'Other' code set value applicable to specified attribute",
"type": "string"
}
},
"additionalProperties": false
},
"FeeChargeCalculationFrequency": {
"description": "Frequency with which the rate, or amount is calculated",
"type": "string",
"enum": ["AcademicTerm", "Daily", "Weekly", "Monthly", "Quarterly", "Half-Yearly", "Yearly", "Overnight", "Other"]
},
"FeeChargeOtherCalculationFrequency": {
"description": "Other Code Type",
"type": "object",
"properties": {
"Code": {
"description": "Code mnemonic for 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 4,
"maxLength": 4
},
"Name": {
"description": "Name of 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 1,
"maxLength": 256
},
"Description": {
"description": "Description for 'Other' code set value applicable to specified attribute",
"type": "string"
}
},
"additionalProperties": false
}
},
"required": ["FeeChargeType"],
"additionalProperties": false
}
},
"BufferAmount": {
"description": "Amount on overdraft that is prearranged",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"OverdraftTierBand": {
"type": "array",
"items": {
"description": "Tiers",
"type": "object",
"properties": {
"TierBandIdentification": {
"description": "Identification of the tier or band",
"type": "string"
},
"TierValueMinimum": {
"description": "Minimum value of the tier",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"TierValueMaximum": {
"description": "Maximum value of the tier",
"type": "string",
"minLength": 1,
"maxLength": 15
},
"EAR": {
"description": "EAR of the Tier",
"type": "string",
"pattern": "^-?\\d{1,3}\\.\\d{1,4}$"
},
"FeesAndCharges": {
"type": "array",
"items": {
"description": "Overdraft Fees Charges",
"type": "object",
"properties": {
"FeeChargeType": {
"description": "Type of fee or charge",
"type": "string",
"enum": ["Periodic", "Minimum", "Maximum", "Setup", "Review", "Renewal", "MinimumSetup", "MaximumSetup", "Total", "Item", "EmergencyLending", "Other"]
},
"FeeChargeOtherType": {
"description": "Other Code Type",
"type": "object",
"properties": {
"Code": {
"description": "Code mnemonic for 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 4,
"maxLength": 4
},
"Name": {
"description": "Name of 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 1,
"maxLength": 256
},
"Description": {
"description": "Description for 'Other' code set value applicable to specified attribute",
"type": "string"
}
},
"additionalProperties": false
},
"FeeChargeAmount": {
"description": "Charge applied to tier",
"type": "string",
"pattern": "^-?\\d{1,10}\\.\\d{1,2}$"
},
"FeeChargeRate": {
"description": "Fee charge rate applied to tier",
"type": "string",
"pattern": "^-?\\d{1,3}\\.\\d{1,4}$"
},
"FeeChargeRateType": {
"description": "Rate type other than EAR",
"type": "string",
"enum": ["Gross", "Net", "Other"]
},
"FeeChargeRateOtherType": {
"description": "Other Code Type",
"type": "object",
"properties": {
"Code": {
"description": "Code mnemonic for 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 4,
"maxLength": 4
},
"Name": {
"description": "Name of 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 1,
"maxLength": 256
},
"Description": {
"description": "Description for 'Other' code set value applicable to specified attribute",
"type": "string"
}
},
"additionalProperties": false
},
"FeeChargeApplicationFrequency": {
"description": "Frequency with which the rate, or amount is charged",
"type": "string",
"enum": ["AcademicTerm", "Daily", "Weekly", "Monthly", "Quarterly", "Half-Yearly", "Yearly", "Overnight", "Other"]
},
"FeeChargeOtherApplicationFrequency": {
"description": "Other Code Type",
"type": "object",
"properties": {
"Code": {
"description": "Code mnemonic for 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 4,
"maxLength": 4
},
"Name": {
"description": "Name of 'Other' code set value applicable to specified attribute",
"type": "string",
"minLength": 1,
"maxLength": 256
},
"Description": {
"description": "Description for 'Other' code set value applicable to specified attribute",
"type": "string"
}
},
"additionalProperties": false
},
"FeeChargeCalculationFrequency": {
"description": "Frequency with which the rate, or amount is calculated",
"type": "string",
"enum": ["AcademicTerm", "Daily", "Weekly", "Monthly", "Quarterly", "Half-Yearly", "Yearly", "Overnight", "Other"]